Short answer: of 124 plans, 57 exclude amateur fights and only 3 clearly cover them, all for UK residents. 71 exclude paid fights and none clearly covers them. If you plan to fight, get the insurer's answer in writing first.
Plans that clearly cover amateur fights
| Plan | Who can buy | Status | What it says |
|---|---|---|---|
| SportsCover Direct Muay Thai Sports Travel | UK residents only | Covered | Competitions included, and confirmed in writing |
| JS Insurance Martial Arts Amateur Competition | UK market; check residence wording before buying | Covered | 'Thai Boxing including competitions/tournaments' is on the activity list |
| DOGTAG Sport+ (training) / Extreme+ (amateur fights) | UK-facing; check residence terms in current wording | With add-on | Thai boxing amateur fights listed at Extreme+ level |
Plans to ask about paid fights
Nothing here is confirmed. These plans have wording that doesn't rule out a paid fight, so they're worth asking.
| Plan | Who can buy | Status | What it says |
|---|---|---|---|
| Genki Traveler | Any country may apply; sanctions and home-country rules apply | Ask insurer first | Excluded if you're regularly paid to fight; a one-off purse isn't addressed |
| SportsCover Direct Muay Thai Sports Travel | UK residents only | Ask insurer first | Sales team says paid fights are covered; the quote form excludes professionals |
| CORIS International plans (sports benefit) | Brazilian market; eligibility needs the contract | Ask insurer first | Reseller claims professional cover; not confirmed by the contract |
| If Travel insurance + Urheiluturva sports extension | Finnish residents; If customer requirements apply | Ask insurer first | Professional athletes need separate cover; ask how If classifies purse fights |
| PassportCard Travel insurance + Chapter 13 sports extension | Israeli outbound market; individual eligibility unconfirmed | Ask insurer first | Professional extension exists for listed sports; Muay Thai unconfirmed |
| PAX Assistance Travel Assistance + Extreme Sports upgrade | Residence acceptance confirmed at quote; regional sites aren't proof | Ask insurer first | Professional fights addressed by upgrade; needs written event acceptance |
| Terrawind Global Protection + Category 3 | Uruguay contract reviewed; other countries unverified | Ask insurer first | Professional sport addressed by Category 3; confirm your event |
| Union poisťovňa Travel insurance + Risky, extreme & professional sports | Sold in Slovakia; confirm your residence is accepted when quoting | Ask insurer first | Professional sports option offered; confirm your paid fight is accepted |
| GENERAL Asigurări Travel medical + Sports Group D | Moldovan residents only; must buy before leaving Moldova | Ask insurer first | Professional category offered; get the exact fight approved first |
| Yellow Jersey Sports Travel + Sports Activity Pack 4 | UK, Isle of Man and Channel Islands residents (183+ days a year) with UK healthcare access | Ask insurer first | Professional sport excluded; semi-professional treated separately, ask about purses |
| Fennia Travel insurance + separate sports agreement | Finnish residents eligible for Fennia insurance | Ask insurer first | No professional approval; ask Fennia whether an agreement is possible |
| Tokio Marine Nichido Overseas travel insurance | Japan residents; check age and purchase rules | Ask insurer first | Professional boxing must be declared and may need a rider |
Why a purse matters
Insurers define "professional" differently. Some mean earning a living from sport, others any payment, prize money or sponsorship, so a small stadium purse can move you out of cover. Fights at a stadium, a gym show or an inter-gym event all count as competitions, even when unpaid.
Your first fight in Thailand covers what to ask and what to carry on the night, and what insurers told us has their answers in their own words.
Source: our review of 124 plans and insurers' written answers. How we check plans. General information, not financial advice.